List on the marketplace
Publish your products into the Mekenet app and reach every Ethiopian smartphone user.
Products
Three products. One insurance backbone.
A customer marketplace, a modern insurer core, and an AI shield against fraud — designed to work together, available separately.
01 · For customers
Mekenet Insurance App
Buy any policy, from any Ethiopian insurer, in minutes.
One identity, one wallet, every insurer. The Mekenet app turns weeks of paperwork into a three-minute checkout — and keeps every policy you own in one digital pocket.
- Compare quotes across motor, health, life, property and travel
- Buy and renew in ETB via Telebirr, CBE Birr and bank transfer
- Digital ID verification with Fayda / national ID
- Instant policy issuance and PDF receipt
- File and track claims with photo evidence in-app
- 24/7 in-app support in Amharic, Afaan Oromoo and English
02 · For insurers
Core Insurance System
A modern policy administration core, built for Ethiopia.
Replace your legacy core, or run alongside it. Mekenet's core handles the full lifecycle — product configuration, underwriting, billing, claims and reinsurance — with the workflows Ethiopian insurers actually use.
- Product factory for motor, life, health, marine, engineering
- Configurable underwriting rules and rating tables
- Integrated billing in ETB with bank and mobile money rails
- Claims workflow with adjuster mobile app
- Reinsurance treaty management and bordereau export
- Full audit trail and NBE reporting templates
70%
faster policy issuance
5×
lower IT cost vs. legacy
ETB
native currency & locale
Hosted in-region, encrypted in transit and at rest, with role-based access and a complete audit log on every action.
03 · For risk teams
Mekenet Fraud AI
Real-time fraud prevention, trained on Ethiopian data.
Every quote and every claim is scored by our AI in milliseconds. We surface suspicious behaviour, link related claims across insurers, and give your investigators a clear audit trail.
- Real-time scoring on quote, bind and claim events
- Cross-insurer claim linking (with consent) to spot ring fraud
- Document & image forensics on claim attachments
- Behavioral biometrics and device fingerprinting
- Investigator console with explanations, not black boxes
- Model retraining tuned to Ethiopian fraud patterns
60+
fraud signals per claim
<200ms
scoring latency
Explainable
every decision
Hosted in-region, encrypted in transit and at rest, with role-based access and a complete audit log on every action.
Integration
Three ways to work with Mekenet
Run on our core
Move your whole operation onto Mekenet's modern, cloud-ready insurance core.
Plug your core into ours
Keep your existing system — connect it to Mekenet through our open REST APIs.